Kodi ndingabwezerenso ndalama liti?

Kodi ndingabwezerenso ndalama liti?

Kodi ndingabwezerenso ndalama liti?

Bankiyi idapereka chithandizo chotolera zonse zomwe kasitomala akufuna kuchokera ku ngongole zambiri zamunthu kukhala ngongole yolumikizana, pomwe malipiro amaperekedwa kudzera mwa mkhalapakati.

Dongosololi limagwira ntchito kuti alipire ngongole zomwe ali nazo broker, ndiyeno kusiyana kotsalira kumayikidwa muakaunti ya kasitomala.

Ntchitoyi imapezekanso kwa makasitomala omwe ali ndi ngongole imodzi yokha.

Kodi ndingabwezerenso ndalama liti?

Migwirizano ndi zofunikira pakubweza ndalama:

  • Makasitomala ayenera kukhala nzika kapena wokhalamo, ndikugwira ntchito ngati wogwira ntchito kapena wopuma pantchito.
  • Kwa nzika, malipiro ofunikira ndi ma riyal 2000, pomwe malipiro a opuma sayenera kukhala osachepera 1900 ma riyal.
  • Kwa okhalamo, malipiro awo oyambira amafunika kukhala osachepera 5000 ma riyal.
  • Pankhani ya zaka, nzika ziyenera kukhala zaka 18 kapena kuposerapo, ndipo okhalamo ayenera kukhala osachepera zaka 23.
  • Malo ogwira ntchito a kasitomala ayenera kuvomerezedwa ndi banki kuti awonetsetse kuti tsatanetsatane wa ntchitoyo akudziwa.
  • Kuphatikiza apo, wogwira ntchito sayenera kukhala wamkulu zaka 60 kapena zaka 75 kwa opuma pantchito akamaliza kulipira.
  • Ponena za zikalata zomwe zimafunikira kuti mupereke fomu yofunsira ndalama, chiphaso chadziko lonse kapena khadi yokhalamo ziyenera kutumizidwa, kuwonjezera pa chizindikiritso cha malipiro ndi chikalata chotsimikizira malipiro, komanso kudzaza fomu yofunsira ndalama yomwe ikupezeka kubanki.

Refinancing ubwino

  • Chiwongola dzanja chapachaka chimayambira pa 3.32%, ndipo ndi ntchito ya Al Rajhi Bank, mutha kupeza mphotho 6000 ndalama zikavomerezedwa.
  • Bankiyi imapereka mwayi wopereka pempho landalama kwa nthawi yayitali mpaka miyezi 60, ndi mitengo yopikisana yopindula yomwe imatsimikizira kuthamanga komanso kumasuka pokwaniritsa njira zofunsira ndalama.
  • Bankiyi imakulitsa luso lamakasitomala popereka njira zingapo zopezera ndalama, kuphatikiza Makasitomala opuma pantchito amatha kutumiza ndikukhazikitsa zopempha zandalama kudzera mu pulogalamuyi.
  • Makasitomala alinso ndi mwayi wobweza ngongole mwachangu nthawi iliyonse popanda zovuta.
  • Kufunsira ndalama ndi Al Rajhi Bank, palibe chifukwa chotsimikizira, ndipo ndalama zofikira ma riyal 5 miliyoni zitha kupezeka.
  • Kuonjezera apo, banki imapereka chitsimikizo cha ngongole ngati imfa kapena chilema chonse.

Siyani ndemanga

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